Dubai Property Valuation

FREE INSTANT VALUATION

What Is Your Property Worth?

Enter your property details and receive a personalised AstraEstimate™ market valuation report — delivered to your inbox within minutes.

Why You Need a Property Valuation in Dubai

A property valuation is not just a number — it is a formal, evidenced assessment of what your asset is worth under current market conditions. There are several situations where a professional valuation is either legally required or commercially essential:

• Mortgage applications — All UAE banks require a valuation carried out by a bank-approved RERA valuer before they will issue a mortgage offer. The bank lends against the lower of the purchase price or the valuation figure, so an accurate valuation protects your financing.

• Estate planning and asset declaration — For wills registered in Dubai, company accounts, or asset declarations required by foreign tax authorities or financial institutions, a certified valuation provides the documented asset value.

• Divorce proceedings or inheritance disputes — Where Dubai property is involved in legal proceedings — divorce settlements, contested inheritances, or business disputes — a RERA-certified valuation is the accepted standard of evidence for Dubai courts.

• Selling at the right price — Overpricing leads to properties sitting unsold for months; underpricing leaves money on the table. A market appraisal based on current DLD transaction data ensures you enter the market at a competitive and realistic price.

• RERA rental dispute evidence — If you are involved in a RERA rental dispute — either as landlord or tenant — a current market rent assessment may be required to support your case before the Rental Dispute Settlement Centre.

How Dubai Properties Are Valued

RERA-certified valuers in Dubai use three recognised methodologies, with the most appropriate approach depending on property type and purpose:

The comparative market analysis (CMA) — also called the sales comparison approach — is the most commonly used method. It analyses recent DLD-registered transactions in the same building, community, or comparable location to establish a current market value per square foot. Because DLD transaction data is publicly accessible in Dubai, this method is highly transparent and data-driven.

The income approach is used for investment properties — particularly apartments with rental histories. It capitalises the net rental income using an appropriate yield rate derived from comparable investment sales in the area. This approach is most relevant when valuing properties for buy-to-let investors or assessing income-producing commercial assets.

The cost approach is rarely used in Dubai's residential market but applies to specialist assets or newly built properties where comparable transaction data is limited. It estimates the replacement cost of the structure minus accumulated depreciation, plus land value.

Across all methods, key value factors include: location and community (proximity to Metro, beach, or CBD), floor and view (higher floors with open water or skyline views command significant premiums), finishing quality and fit-out, building age and condition, and facilities such as gym, pool, and concierge access.

RERA-Approved vs Independent Valuations

Understanding which type of valuation you need depends on its purpose:

• Bank valuations (AED 2,500–3,500) — Required for all mortgage applications in Dubai. Must be carried out by a valuer on the specific bank's approved panel. The bank commissions the valuation directly, and the cost is typically paid by the borrower as part of the application. The valuation figure determines the maximum loan amount.

• Independent valuations (AED 1,500–3,000) — Commissioned by the property owner or buyer for selling, legal proceedings, estate planning, or due diligence purposes. Not accepted by banks for mortgage purposes but valid for court proceedings, company accounts, and private transactions.

• Free market appraisals from Astraterra — Our team provides market appraisals at no cost for sellers and landlords considering listing their property. Based on DLD transaction data and comparable active listings, these appraisals give you a precise, current understanding of your property's market value before you commit to a listing price.